A Little Happier: Who Has More Power—You or the Banker to Whom You Owe Ten Million Dollars?

Gretchen Rubin / The Onward Project

09 February 2026

A famous quip illustrates an important point: Small debts burden the borrower; big debts burden the lender. Resources & links related to this episode: Get in touch: podcast@gretchenrubin.com Visit Gretchen's website to learn more about Gretchen's best-selling books, products from The Happiness Project Collection, and the Happier app. Find the transcript for this episode on the episode details page in the Apple Podcasts app.  See omnystudio.com/listener for privacy information.